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Financing your property

 Mortgage Loan for Purchasing of Properties by Citizens of EU, USA and Canada


A long term loan for purchasing properties by citizens of EU, USA or Canada Requirements:


Minimum 23 years of age


The sum of the age and the loan term should not exceed 65 years
The client should have a legitimate income, sufficient to cover loan installments and interest

 Applications can be filled personally or by a representative (a Bulgarian citizen with a permanent address in the country)


Purpose:                                          Purchase of a property
Client segment                                  Citizen of EU member country, USA or Canada
Sale channels                                   Agency, Construction Company
Currency                                            EUR
Own funds                                          40 %
Minimum amount                                EUR 7 500
Maximum amount                               EUR 150 000
Maximum period                                  15 years
Age restriction                                  23 years of age minimum, age + loan period = maximum 65 
                                                            years      
Application Fee                                  BGN 20
Administration Fee                               0.5 % once off, payable at loan disbursement
                                                             0.5 % of the outstanding loan principal per annum
Collateral                                             Pledge of property in favor of the bank
Prepayment Fee                                    5 %
Insurance                                         Property insurance

 

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